2027 Open Enrollment

Do you need to make changes to your medical, dental, vision, FSA, and/or voluntary life insurance benefits?

Make changes to your benefits on myADP

Open Enrollment period:

September 14 - October 9, 2026

Important Changes for 2027

All United HealthCare HMO plans (in Region 3 and Region 2) will no longer be available effective January 1, 2027
2026 FSA does not roll over to the 2027 plan year, so a new FSA amount will need to be elected during this year's Open Enrollment
Any unused 2026 FSA funds will be forfeited as of January 1, 2027

Open Enrollment Resources

2027 CalPERS Health Benefits Summary

ADP Benefits Change Instructions(PDF, 885KB) - Not sure how to navigate the ADP Annual Enrollment event? Use our how-to guide to update any benefits information though the myADP portal.

Open Enrollment FAQs(PDF, 129KB) - You may not be the only one with that question! Use our FAQ guide to navigate some hard to find answers.

2027 Benefit Rate Sheets

Full-Time (All Employee Groups) Employees Rate Sheet(PDF, 419KB) - includes AFSCME, City Attorney, City Council & Elected Officials, CFTSH City Manager, City Treasurer, Engineers & TFEA, Executive & Management, TCEA, TLEA, TPPREO, and TPSA employees

Fire Safety & Management Employees Rate Sheet(PDF, 423KB) - includes TFFA, Fire Safety Management, and Fire Recruit employees

Police Safety & Management Employees Rate Sheet(PDF, 424KB) - includes TPOA, TPCA, Police Safety Management, and Police Trainee employees

Torrance Library Employees Association (TLEA) Part-Time Employees Rate Sheet(PDF, 411KB) - include only part-time TLEA employees

Certain Part-Time Hourly Employees Rate Sheet(PDF, 373KB)

Torrance Recurrent Recreational Employees Organization (TRREO) Employees Rate Sheet(PDF, 369KB)

Employee Forms

2027 Opt-Out Form(PDF, 309KB) - Choosing to opt out of medical insurance for the 2027 plan year? Print, fill out, and return this form to Human Resources, with proof of outside coverage.

Beneficiary Forms - If you need or want to update your beneficiaries, use the various forms below:

Employee Wellness & Benefits Fair:

Wednesday, September 23, 2026