1. The Applicant must provide, at its sole expense, the following insurance:
A. Automobile Liability, including owner, non-owned and hired vehicles, with at least the following limits of liability:
i. Primary Bodily injury with limits of at least $500,000 per person, $500,000 per occurrence; and
ii. Property Damage of at least $250,000 per occurrence; or
iii. Combined single limits of at least $1,000,000 per occurrence.
B. General Liability, including coverage for premises, products, and completed operations, independent contractors and vendors, personal injury and contractual obligations with combined single limits of at least $1,000,000 per occurrence.
C. Workers' Compensation with limits as required by the State of California and Employers Liability with limits of at least $1,000,000.
2. The contractors insurance must be primary and non-contributory.
The City, City Council, members of boards and commissions, every officer, agent, official, employee, and volunteer must be named an additional insured under the automobile and general liability policies. Each insurance policy must contain a provision that no termination, cancellation or change of coverage can be made without 30 days prior notice to the City. The insurers must be admitted to do business in California and rated B+ or better in the most recent addition of the Best's Key Rating Guide and only if they are financial class of VII or better.